Your ASDA Home Insurance cover explained
What's included in your cover
Asda Home Insurance offers three levels of cover - contents only, building only or contents and building combined, so it couldn't be simpler to choose the home insurance cover for you.
Take a look at the table below to see what's included in each of our online home insurance policies.
You can get a quote by calling
0800 181 4903†
| Buildings home insurance cover | You're covered up to: |
|---|---|
| Cover against loss or damage from specific causes such as fire, theft, storm and flood | Buildings sum insured |
| Cost of alternative accommodation | Up to 20% of buildings sum insured |
| Accidental damage to services and breakage of fixed glass and sanitary fittings | Up to £5,000 |
| Liability to the public | £2,000,000 |
| Full accidental damage cover - optional | Up to buildings sum insured |
| Legal services cover - optional | £50,000 |
| Contents home insurance cover | You're covered up to: |
|---|---|
| Home contents - at home | Sum insured |
| Contents temporarily removed | Up to 20% of the contents sum insured |
| Valuable with a single article limit of £2,500 | Up to 1/3 of the contents sum insured |
| Personal money | £500 |
| Contents removed from the garden | £1,000 |
| Contents in garage or other out buildings | £5,000 |
| Replaced locks | £500 |
| Food in the deep freezer | £1,000 |
| Accidental loss of heating fuel and metered water | £1,000 |
| Liability to public | £2,000,000 |
| Employers liability | £10,000,000 |
| Cost of alternative accommodation | Up to 20% of the contents sum insured |
| Accidental damage cover for television, video, audio, home computer equipment, mirrors and fixed glass | Automatic cover up to the value of the damaged item |
| Christmas gifts | Increase of 10% from 1st Dec to 15th Jan |
| Wedding gifts | Increase of 10% 30 days before and after the event |
| Pedal cycles - standard (limited cover see part A of policy for full details) | £500 |
| Pedal cycles - optional (Extra cover see part C of policy for full details) | £500 |
| Full accidental damage cover - optional | Up to contents sum insured |
| Legal services cover - optional | £50,000 |
| Dependent on individual circumstances | |
