You have the right to cancel the policy within 14 days of receiving your policy document. If the insurance cover has not commenced you'll be entitled to a full refund of the premium paid. If the insurance cover has already commenced, a pro rata refund will be made to you, less an administration charge of £20, provided there has not been a total loss claim and the certificate of motor insurance has been returned to us.
After the expiry of the statutory cooling off period, your policy will continue as contract for twelve months. If your insurance is cancelled for any reason after the first 14 days, a pro-rata refund will be made to you, less an administration charge of £50. There will be no return of premium if a claim has been made during the current year of insurance. If you pay by instalments, please refer to your credit agreement.
There is no refund on Motor Legal Protection, Breakdown Service or Hire Car Cover.