It's important that you read the Benefits & Considerations section below before you click for a quote.
| Our Guarantee | Things to consider |
|---|---|
|
Guaranteed acceptance All UK residents aged 50 to 80 will be accepted without a medical |
The plan has no cash-in value. If you cancel your plan you won't get back any of your premiums and you won't receive a cash lump sum when you die |
|
No medical and no health questions You won't need to visit your GP for a medical and you won't be asked any questions about your health |
The payments from this plan will usually go to your estate, so they may be subject to inheritance tax |
|
A guaranteed cash lump sum To help towards funeral costs or unpaid bills |
Your cover amount is fixed from the start of your plan, so inflation could reduce the buying power of the cash lump sum you leave behind |
|
Fixed payments that will never go up You can choose how much you want to pay and that premium will never increase |
If you choose not to cap your premiums, depending on how long you live you could end up paying more than you get back |
|
Full cover after just one year Your full cash lump sum will be paid out when you pass away after just 12 months |
If you pass away within the first 12 months, you may only get back the premiums you've paid in
|
To get a quote or for any questions you may have, call
0800 202 8104
Lines open 8.30am to 8pm Mon-Fri, 8am to 4pm Sat. Your call may be recorded and/or monitored for training and audit purposes.
For Textphone please dial 18001 first.
Or you can request a call back from one of our friendly colleagues.