Your holiday insurance cover choices explained |
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| Benefit | Standard Amount | Superior Amount |
|---|---|---|
| Cancellation‡ | £1,000 | £3,000 |
| Curtailment‡ | £1,000 | £3,000 |
| Travel Delay / Abandonment‡ | £20 after 12 hrs delay, £10 after next 12 hrs etc. (max. £100) / £1,000 | £40 first 12 hrs + £20 per 12 hours to £400 / £3,000 |
Missed Departure‡
Missed departureWho knows what could happen? Your car could break down on your way to the airport; you could have an accident or the public transport lets you down so you miss your flight from the UK. Maybe, for the same reasons, you could miss your return flight. The fact is you don’t know what could happen. But with Asda Travel Insurance you’ll know that cover is provided for accommodation and travel to get you to your destination. (Please note this does not cover bad time planning on your behalf!) |
Not Included | £1,000 |
| Personal Accident | Death £10,000 (£7,500 if under 16). Loss of sight in one or both eyes, loss of limb, or Permanent Total disability £10,000 | Death £40,000 (£7,500 if under 16). Loss of sight in one or both eyes, loss of limb, or Permanent Total disability £40,000 |
| Medical Expenses‡ | Unlimited (Funeral expenses £5,000, Emergency dental treatment £250) | Unlimited (Funeral expenses £5,000, Emergency dental treatment £250) |
| Repatriation | Included in Medical | Included in Medical |
| Compassionate Return‡ | Not Included | £300 |
| Hospital Benefit | Not Included | £1,000 (£50 per day) |
| Personal Effects and Baggage‡ | £1,000 - Including £200 Valuables, £200 Sports Equipment, £200 Mobility Aids, Single Article Limit £200. Essential Medication forwarding costs - up to £300 | £2,000 - Including £400 Valuables, £400 Sports Equipment, £400 Mobility Aids, Single Article Limit £400. Essential Medication forwarding costs - up to £300 |
| Delayed Baggage‡ | £75 after 12 hours | £75 after 12 hours |
| Personal Money | £200 (reduced to £100 if under 16) | £500 (reduced to £100 if under 16) |
| Passport / Driving Licence - temporary replacement Costs | £250 | £250 |
| Hijack Cover | Not Included | £500 (£50 per day) |
| Personal Liability‡ | £2,000,000 (£Nil Excess) | £2,000,000 (£Nil Excess) |
| Legal Expenses | £25,000 | £50,000 |
| Catastrophe Cover | Not Included | £1,000 |
Additional Pet Care Fees
Additional pet care feesIt pays to think of everything when you’re going away. So, if you have pets and you’re delayed in returning to the UK because you’ve been admitted to hospital, or go straight into hospital on your return to the UK because of an illness or injury – don’t worry. Your cover will reimburse any additional fees (such as kennels) for necessary pet care. |
Not Included | £150 |
| Scheduled Airline Failure Insurance‡ Scheduled Airline FailureIsn’t it great to know you’re covered for the things you’d least expect? Asda Travel Insurance can repay you any money you’ve already paid on a scheduled flight if the airline unexpectedly goes bust. If this happens whilst you’re away you could be covered for any additional flight costs involved in getting you home. |
Not Included | £3,000 |
| OPTIONAL WINTER SPORTS EXTENSION (only covered if you choose the Winter Sports cover option) |
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| Winter Sports Equipment | Covered under Personal Property | Covered under Personal Property |
| Equipment Hire Charges | £20 / £200 | £50 / £500 |
| Unused Ski Pass | £75 per week / £300 | £75 per week / £450 |
| Piste Closure | £20 per day / £200 | £40 per day / £400 |
| Avalanche Cover | £100 | £500 |
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The benefit levels shown are the maximum amount payable.
Important Notes
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Covers you for one holiday from 2 days up to no more than 30 days.
Make just one payment to cover you for several trips in one year.
Get great value cover for just about anywhere throughout Europe.
Going further afield? Then Asda Worldwide Travel Insurance is ideal.
Single Trip Travel Insurance
This covers you for one holiday, from 2 days up to no more than 30 days.
Annual Multi-Trip Travel Insurance
If you're looking for cheap annual holiday insurance then see if you can save through Asda Financial Services. You make one simple payment each year and then you’re covered for as many trips as you like in that year (as long as each trip is no longer than 30 days duration and the maximum total number of days is less than 90). If you travel a lot, you may find this option better value and more convenient than arranging insurance each time you go away.
You'll also find Annual Multi-Trip holiday Insurance cover really handy if you go away in the UK from time to time. That's because, whilst you may not think about holiday insurance for the UK, you can be covered for unexpected events such as falling ill before you go or losing luggage whilst travelling as long as you are pre-booked into your accommodation for at least two nights.
European Travel Insurance
With Asda European Travel Insurance you can get cover for most European countries, the full list of which you can see here. Please bear in mind that travel to Albania requires Worldwide cover.
Worldwide Travel Insurance
Your Asda Worldwide Travel Insurance policy will cover you for travel to the USA and all other countries not included in our European cover.
Do I need Superior cover?
You may need Superior cover if the value of your holiday is higher. That's because you'll be covered for up to £3,000 for cancellation of your holiday with Superior cover as opposed to £1,000 with Standard. You'll also be covered for extras such as scheduled airline failure, hijack, pet care and compassionate return as well as having a lower excess to pay for most parts of your policy than with our cheaper travel insurance.
Do I need Winter Sports cover?
You'll need Winter Sports cover if you are going skiing or snowboarding. Luckily, it's easy to add to both Single Trip and Annual Multi-Trip policies whether you've opted for Standard or Superior cover. With this addition you'll be covered for equipment hire to replace your lost or damaged equipment or unused ski passes or missed lessons due to illness, injury or loss. You'll also be covered for piste closure due to lack of snow or extra costs due to avalanches delaying outward or return journeys.
For full details please see the Policy Document and Policy Summary.