ASDA Life Insurance
Important Information about this Website
LifeSearch Limited provides and administers ASDA Life Insurance to customers on behalf of ASDA Financial Services Limited. ASDA Financial Services Limited and LifeSearch Limited are data controllers in common in respect of the processing of any personal data that you provide. Each organisation, as a data controller, will use your personal data in the manner specified in this Privacy Policy set out below. For your information, your point of contact in respect of your ASDA Life Insurance product is LifeSearch Limited.
Definitions
In these terms and conditions, "We", "Us" and "Our" means ASDA Financial Services Limited, LifeSearch Limited, or any member of the ASDA group. "You" and "Your" means you, the ASDA Life customer or applicant.
Acceptance
Please read these terms and conditions carefully – they apply to Your use of this website. By submitting Your personal information to Our website You are deemed to have read and accepted these terms and conditions.
UK Only
The pages on this website are intended for access and use by UK residents only and comply with appropriate UK legislation and regulation.
International Enquiries
If You are accessing this outside the UK, local legislation and regulation may not permit Us to provide products for You in Your own country. We will be pleased to confirm the position to You on request, if You email Us at info@lifesearch.co.uk. Warning: any details you submit may not be secure whilst being transmitted across the Internet.
Copyright
Copyright in the whole and every part of this website belongs to ASDA Financial Services Limited unless otherwise indicated, and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in or on any media to any person without the prior written consent of ASDA Financial Services Limited.
Trade Marks
ASDA Life Insurance is a trademark of ASDA Financial Services Limited, used under licence by LifeSearch Limited. ASDA Life Insurance is also a business name of LifeSearch Limited.
Accuracy and Validity
Whilst We take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, it is nonetheless supplied on an “as is” basis and accordingly We do not accept any liability for any errors or omissions.
If You are in any doubt as to the validity of information made available within these pages, We recommend You seek verification by contacting us.Availability
Whilst We take all reasonable steps to ensure this website is accessible, We will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but We will endeavour to keep any disruption to a minimum.
In addition We cannot warrant that this website will be free of viruses or defects of any description and We will not be held responsible for any technical problems that You may suffer as a result of Your use of this website.Third Party Websites
This Website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and including any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.
Personal Information
Providing You with an unrivalled level of service and advice is vital to Us, as is protecting Your privacy. We are fully committed to providing You with a personalised service that meets Your expectations and safeguards Your privacy.
Our usage of Your personal information is governed by Our Privacy Policy which forms part of these terms and conditions. This can be found in the Security and Privacy section below. PLEASE READ IT CAREFULLY. It sets out how We may collect and use Your personal data and gives certain assurances on things We will not do. It covers Your rights and Our obligations in relation to Your personal data, what We can do with it, whom We may disclose it to and Your right of access to any of Your personal data that we hold.Disclaimer
We will not be liable (whether in negligence or otherwise) to any person for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses whether such losses arise in contract, negligence or tort including, without limitation to the foregoing, any losses in relation to your use of, reliance upon or inability to use the website.
Variations
We reserve the right to update these terms from time to time. We recommend You regularly revisit this page to ensure You have seen and are aware of Our latest terms.
Choice of Law
English law shall govern the use of the website and in the event of a dispute You irrevocably submit to the exclusive jurisdiction of the English Courts.
Security & Privacy
Security
We take Your security very seriously. We will store Your personal data on computer, but we will not retain it for longer than necessary.
Privacy Policy
The pages on this website are only directed at United Kingdom residents and comply with appropriate UK legislation and regulation. We have provided this Privacy Policy to help you understand how We collect and use your personal information when you visit our website.
How we Collect Your Personal Data
A. Via Website: The personal data that We collect via this website may include :-
Any personal details that you type in and submit such as your name, address, e-mail address, date of birth, lifestyle and other information.
Data that allows us to remember You, any interests that You have recorded and how You use this website. We use “cookies” to collect this data. Cookies are text-only strings of information that are stored on Your web browser or hard disk. You have the ability to accept or decline cookies by modifying the settings of Your web browser. However, You may not be able to use all the interactive facilities of Our site if cookies are disabled.
Your IP address (this is Your computer’s individual identification number for internet connection) is automatically logged by Our web server. This is used to note Your interest in Our website.
Your preferences and use of e-mail updates that are recorded by e-mails We send You (only if You have selected to receive e-mail updates on products and offers).
B. Via Other Channels: We may also collect personal data from You via the following channels :-
when You contact Us with an enquiry or in response to a communication from Us;
when You agree to buy a product/service from Us;
from publicly available sources such as the electoral role; and
from referencing agencies (for example credit reference agencies) that may verify Your identity, in accordance with UK money laundering regulations.
What We do with Your Personal Data
By providing Us with Your personal data, You consent to Our using it for the following purposes (including contacting You for the following purposes):
Administration of Policy: We will use Your personal data to provide quotations and administer Your ASDA Life Insurance policy and any other products and services for which You are a customer.
Compliance Reviews: Where We have a duty to do so, We will disclose Your personal data to regulatory bodies for the purposes of monitoring and/or enforcing Our compliance with any regulatory rules/codes.
Fraud and Crime Prevention: We may disclose Your personal data to various agencies for fraud and criminal investigation purposes.
Marketing: Provided that We have Your consent, We will use Your personal data to keep in touch with You so that You hear about any of Our special offers and new products that may be of interest to You.
Third Party Marketing Communications: From time to time, We would like to provide Your personal data to carefully selected third parties so that they may inform You about any special customer promotions that they are running which are likely to match Your interests and requirements. Such communications are usually made by post and occasionally by telephone or email.
If you do NOT wish to receive e-mail, post or telephone communications from Us or third party organisations, please write to the Customer Contact Team, ASDA Financial Services Limited, ASDA House, Southbank, Great Wilson Street, Leeds LS11 5AD, explaining your preferences so that we can prevent you receiving such communications.Intermediaries: Should You have come to Us through an intermediary or introducer, they sometimes ask Us to confirm who has taken up a policy from Us. This allows them to monitor Our performance and customer service. They may contact You to verify such information. Generally most communication is by post and occasionally by telephone or email. If You do not want to be contacted by such intermediaries, please write to the Customer Contact Team at the address specified above to inform Us.
Insurance Companies: The personal data that You supply may be passed to other insurance companies, agents and reinsurers who provide services to Us for the purposes of administering and processing Your application/account.
Sale of Business: if We or any part of Our business is sold to or integrated with another business, we may transfer Your personal data to the new owners (and their professional advisers on the transaction) to be used by the new owners and their group of companies in the same ways as set out in this Privacy Policy, including to continue providing You with the same services and marketing information services as with Us.
ASDA and Wal-Mart: Your personal data will be shared by Us with other companies in the ASDA group who will use it to:
- keep customer records up to date;
- select and offer You products and services of ASDA group companies or selected third parties that may be of interest to You by telephone, SMS telephone text messaging, letter, fax or email;
- build their relationship with You; and
- assist in processing any applications You may make to any ASDA group company.
Your information may also, for administrative purposes, be passed to and be processed by the ASDA group's parent company in the USA, Wal-Mart under conditions of secrecy and security.
Your information may be disclosed and used for the purposes specified above even if you do not proceed with this policy and after your policy has lapsed. If you DO NOT wish to receive information from ASDA group companies about other services or products or from third parties selected by ASDA, please tell Us by writing to ASDA Financial Services Limited, ASDA House, Southbank, Great Wilson Street, Leeds LS11 5AD.Transfer: Your information may be transferred to any country, including countries outside the European Economic Area for any of these purposes and for systems administration. Where this happens, We will ensure that anyone to whom We pass Your information agrees to treat Your information with the same level of protection as if We were dealing with it.
Sensitive Personal Data
In order to assess the terms of the insurance contract or administer claims that arise, We may need to collect sensitive personal data from You (such as your medical history). By proceeding with this application you will signify Your consent to such information being processed by Us or Our agents.
Other People
If You give Us information about another person, in doing so You confirm that they have given You permission to provide it to Us to be able to process their personal data (including any sensitive personal data) and also that You have told them who We are and what We will use their data for, as set out in this notice.
Your rights in relation to Your Personal Data
You can ask Us to update your personal data by writing to the Customer Contact Team at the above address.
You also have the right to request a copy of all the personal data that We hold about You. To do this, simply write to the Customer Contact Team at the above address enclosing a cheque for £10 payable to ASDA Financial Services Limited to cover Our administrative costs in dealing with Your request. We will take all reasonable steps to confirm Your identity before providing You with details of any personal information that We may hold about You.
Other websites and information security
This privacy policy covers the pages on this Website operated by LifeSearch Limited. Any other websites that may be linked to or by Our website will be subject to their own policies which may differ from Ours. You should carefully read the privacy policies of these websites before submitting any personal information.
You should also be aware that communications over the internet, such as e-mails, are not secure unless they have been encrypted. Your communications may route through a number of countries before being delivered – this is the nature of the internet. We cannot accept responsibility for any unauthorised access or loss of personal information that is beyond Our control.
Provider Information
Life insurance – LifeSearch Limited.
Registered office: Springpark House, Basing View, Basingstoke, Hampshire RG21 4HG
Registered in England No.: 3089775
LifeSearch Limited is an Appointed Representative of Baigrie Davies and Company Limited, who are authorised and regulated by the Financial Services Authority. Firm Registration Number 225058.
- For a quote or advice call 0845 600 2732†
