Choose the cover that's right for you
or call our UK call centre on:
0800 975 1208†
0800 975 1208†
| Level Term Life Insurance | Decreasing Term Life Insurance | Critical Illness Cover | Income Protection | Real Life Cover | Over 50s Guaranteed Acceptance Life Cover | |
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| Does it pay out a lump sum? |  |
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 No, this pays a regular monthly income to you |
Yes - upon diagnosis of a specfied critical illness or the policyholder dies |
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| What is the minimum age you can take out cover? | ||||||
| What is the maximum age you can take out cover? | No limit but prices will be more expensive the older you are | No limit but prices will be more expensive the older you are | No limit but prices will be more expensive the older you are | |||
| Does the amount of cover remain the same during the term? | |
No it decreases at a fixed rate each year. The rate varies by insurer but it is generally between 8 - 12% |
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| Level Term Life Insurance | Decreasing Term Life Insurance | Critical Illness Cover | Income Protection | Real Life Cover | Over 50s Guaranteed Acceptance Life Cover | |
| How long can I have cover for? | You decide - but it can be anywhere between 5-40 years and cover must end on your 90th birthday | You decide - but it can be anywhere between 5-40 years and cover must end on your 90th birthday | You decide - but it can be anywhere between 1-40 years and cover must end on your 70th birthday | You decide - but it can be anywhere between 5-40 years and cover must end on your 70th birthday | You decide - but it can be anywhere between 5-40 years and cover must end on your 70th birthday | Cover runs until the policy holder dies |
| Can I put the plan into trust for my family? | |
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| What is the maximum amount of cover I can have? | ||||||
| Can I take out a joint policy with my partner? | |
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| How do I apply? | Get a quote online or phone 0800 975 1208† |
Get a quote online or phone 0800 975 1208† |
Get a quote online or phone 0800 975 1208† |
Get a quote online or phone 0800 975 1208† |
Get a quote online or phone 0800 975 1208† |
Click here to get a quote and apply |
| Who provides the plan? | We search the market to find you the best value cover | We search the market to find you the best value cover | We search the market to find you the best value cover | We search the market to find you the best value cover | Fortis | LV= |
We're open 8am to 8pm weekdays. 9am to 6pm Saturday.
You can also get a quote by calling our UK call centre on
0800 975 1208†
