Choose the car insurance cover you want
With Asda Car Insurance cover you can choose from 3 levels of cover to suit your needs. And whether you want comprehensive cover, third party fire and theft or third party only, it’s a good idea to take a look at our optional extras – all designed to give you the cover that suits you and your pocket best.
Or get a quote by calling
0800 181 4902†
| Types of cover | |||
| Fully comprehensive | Third party, fire & theft | Third party only | |
| Loss or damage caused by fire, theft or attempted theft | Yes Up to the market value of your car as assessed at the time of loss |
Yes Up to the market value of your car as assessed at the time of loss |
N/A |
| Accident damage | Yes Up to the market value of your car as assessed at the time of loss |
N/A | N/A |
| New car replacement | Yes If your car is written off or stolen within 12 months of purchase from new registration |
N/A | N/A |
| Accident recovery | Yes Following an accident we will arrange for someone to come out and take your car to a repairer |
Yes From scene of incident to garage (if car damaged by fire, theft or attempted theft) |
N/A |
| Loss or damage to audio equipment (fire or theft) | Yes Up to £500 unless part of manufacturer's specification, then unlimited |
Yes Up to £500 unless part of manufacturer's specification, then unlimited |
N/A |
| Liability if someone else is hurt | Yes Unlimited |
Yes Unlimited |
Yes Unlimited |
| Personal injury to you or your partner | Yes Up to £7,500 |
N/A | N/A |
| Legal liability for damage to third party property | Yes Up to £20,000,000 which includes a limit of £5,000,000 for all costs, expenses and indirect losses |
Yes Up to £20,000,000 which includes a limit of £5,000,000 for all costs, expenses and indirect losses |
Yes Up to £20,000,000 which includes a limit of £5,000,000 for all costs, expenses and indirect losses |
| Driving a car not belonging to you | Yes Third party only cover (Subject to eligibility) |
Yes Third party only cover (Subject to eligibility) |
Yes Third party only cover (Subject to eligibility) |
| Emergency treatment (RTA) | Yes Unlimited |
Yes Unlimited |
Yes Unlimited |
| European Union Compulsory Insurance | Yes Minimum Compulsory Cover |
Yes Minimum Compulsory Cover |
Yes Minimum Compulsory Cover |
| Legal expenses (optional) | Yes £50,000 |
Yes £50,000 |
Yes £50,000 |
| European motoring cover | Yes Upgrades you from minimum compulsory cover to same level of cover as in UK (i.e. comprehensive) |
N/A | N/A |
| Breakdown service (optional) | Yes We offer a choice of 3 cover levels:
|
Yes We offer a choice of 3 cover levels:
|
Yes We offer a choice of 3 cover levels:
|
| Glass in windscreens or windows^ | Yes Replacement cost |
N/A | N/A |
| Hire car (optional) | Yes Up to 14 days |
Yes Up to 14 days |
Yes Up to 14 days |
| ^ Window screen cover is subject to an excess and limited to £150 if an unapproved repairer is used.
Policy excesses may apply and claim amounts may be subject to excess deductions. |
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