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ASDA Personal Loans

A great low rate loan from ASDA

Loans from £7,500 to £25,000
Quick decision
Cash in 48 hours *
Nothing to pay for the first 3 months ^#

Best Online Personal Loan Provider 2007

We're more than delighted to be awarded Best Online Personal Loan Provider 2007 by Your Money. This is in recognition of all the hard work we've done to give you a really great rate and brilliant service.

Apply online now for an ASDA Personal Loan

Personal loan calculator

Call- 0800 915 2260

Unsecured Personal Loans

It’s easy to get a great low rate personal loan of just 6.9% APR Typical with Asda.

Borrow any amount between £7,500 and £25,000

A personal loan could be just the thing to help you consolidate any outstanding balances you have or to make some home improvements. Also known as an unsecured loan, a personal loan allows you to borrow money without using your property as security. It's therefore a great borrowing option if you're not a homeowner. You can borrow any amount between £7,500 and £25,000 over 12 to 84 months and if you apply now you could get approved immediately.

Pay nothing for the first three months ^#

Another great thing about the ASDA Personal Loan is that you don't have to start your repayments until 3 months after you take out your loan thanks to an optional 3 month repayment holiday. From then on, you'll have fixed monthly repayments so you’ll always know where you are.

Cash in 48 hours *

What's more you could have your money in just 48 hours if your use our courier service (and your loan is approved between 9am and 4.30pm Mon to Wed). And if you can answer "yes" to the following questions, you're already on your way to getting a low rate unsecured loan from ASDA.

Are you aged over 24 and a permanent UK resident?
Are you currently working more than 16 hours a week?
Do you have a bank account with a Direct Debit facility?
Do you have a home telephone number registered at your address?

Different levels of loan insurance available

You can also protect your payments by taking out loan insurance when you apply for your Asda unsecured loan. There's no need to worry about making your payments should you become unemployed or unable to work due to illness or disability, we could take care of them for you. Different levels of loan insurance are available so you can choose the cover that suits you best when you apply.

You can either apply online or ring 0800 915 2260^† to apply over the phone - either way you'll have a decision quickly.

Browse our website further for more details and to apply online for your ASDA Unsecured Personal Loan today.

†Calls may be monitored or recorded. Lines open 9am to 8pm Mon – Fri, 9am to 5pm Sat, 10am to 4pm Sun.

The rate you will receive will depend on your personal circumstances at the time of application.

* Cash in 48 hours is only available when approval of your application is given between 9am and 4:30pm Monday to Wednesday, excluding Bank Holidays. In the event that the credit application is referred, provided acceptance is obtained between 9am and 4.30pm Monday to Wednesday then the cash will be delivered within 48 hours, otherwise it will be delivered within 3 working days. The courier service is chargeable at £30 for one of the following timeslots; 8am-12pm; 12pm-6pm; 6pm-8pm. For a specific delivery time of the customer's choice, a cost of £50 applies: delivery will be 30 minutes either side of their chosen time. Relevant proof of ID must be shown to the courier before the loan is completed. The courier service is not available in Northern Ireland and the Highlands and Islands of Scotland. If you don't choose our courier service your money will be available in your account in 5-7 working days.

#Taking out a three month repayment break increases your monthly repayments as interest is incurred from the start of your loan.

Terms and conditions apply. Credit provided by GE Capital Bank Ltd, Registered Office: 6 Agar Street, London WC2N 4HR. Registered in England number 1456283. ASDA Financial Services, Registered Office: ASDA Stores Ltd, ASDA House, Great Wilson Street, Leeds LS11 5AD. Credit subject to status. Available to UK residents aged 24 years old and above.

ASDA Financial Services - Loans