What you're covered for


What you're covered for Cover limit Excess* for each insured person per incident
Cancellation Charges £2,500 (unless shown otherwise
on your policy schedule)
£50 (£10 loss of deposit)
Emergency Medical and Associated Expenses £5,000,000 £50
Hospital Benefit £15 a day
£600 maximum
Nil
Abandonment £2,500 (unless shown otherwise
on your policy schedule)
£50
Personal Accident £25,000 personal injury (£15,000
if over 70), £15,000 death
(£1000 if aged under 16)
Nil
Personal Liability £2,000,000 Nil or £100
(see page 21, Section 2e)
Delayed Departure

Abondonment after a 24-hour delay
£20 for the first 12 hours, £10 for 12-hour
periods after that £100 in total,
£2,500 (unless shown otherwise
on your policy schedule)
Nil

£50
Missed Departure £500 Nil
Legal Expenses and Advice £25,000 (limit per incident) Nil
Hijack and Mugging £50 for the first 24 hours,
£1,000 in total
Nil
Pet Care £25 for the first 24 hours,
£250 in total
Nil
Loss of Passport £250 Nil
Personal Money £500, £200 for cash
(£100 if aged under 16)
£50
Delayed Baggage £100 Nil
Baggage - only applies if shown
on your policy schedule
£1,500,
£250 Single Article Limit,
£250 Valuables Limit
£50

Winter Sports Cover – only applies if shown on your policy schedule

What you're covered for Cover limit Excess* for each insured person per incident
Winter Sports Equipment £400 £50
Delay due to Avalanche £100 Nil
Piste Closure £10 or £20 a day, £200
maximum
Nil
Ski Pack £75 a week, £225 maximum Nil
Inability to take part in Winter Sports £10 a day, £100 maximum Nil

† Lines open 8am to 10pm Monday-Friday, 8am to 6pm Saturday, 9am to 5pm Sunday. Calls charged at local rate and may be recorded and/or monitored.
*This is a contribution towards the cost of your claim

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